If you have been injured on the job, it is important to seek compensation. Compensation can take many forms, from a cash settlement to lifelong medical benefits. The key is understanding your rights and being proactive in seeking what you deserve. We will discuss how workers’ compensation works for injuries at work and why it is essential that all employees understand their options when injured on the job.
It’s the Law
Most of us have heard of worker’s compensation. And if you are injured on the job, the chances are good that your employer will tell you about it. But what does this mean? Worker’s compensation is a system created by the Federal Government to protect employees who are hurt or become ill due to their employment. It provides wage replacement and medical benefits without regard for who was at fault for the injury. However, not all injuries at work fall under worker’s compensation laws.
It’s Not Just About the Money
A settlement is often seen as financial compensation, and in many cases, it is. However, there are other factors to consider when seeking worker’s compensation benefits. The key here is time away from work.
Protect Your Family
If a worker dies from an on-the-job accident, their spouse and children are likely entitled to worker’s compensation benefits. In addition, for workers who have been married less than one year before their death, their spouse may be entitled to additional inheritance based on state law (in most cases, this is half of everything owned by the deceased). Before signing any documents or waiving your rights to worker’s compensation benefits, speak with an experienced attorney.
Suppose you have been injured in a work-related accident, a personal injury attorney can help. They will review your case and discuss the legal options with you.
It’s Essential to Plan for the Future
Work-related accidents can cause significant financial problems. To help alleviate some of these issues, it may be beneficial to seek non-financial worker’s compensation benefits. These can include vocational rehabilitation and lifetime medical benefits (medical care and prescriptions). Suppose you seek social security disability benefits or other types of long-term care. In that case, it may also be helpful to speak with an experienced personal injury attorney about eligibility for these types of benefits.
In all cases, it is essential to seek the advice of a qualified attorney before signing any documents or waiving your right to benefits under worker’s compensation laws. These cases can be complicated, and it may not always be apparent which factors should be considered. Speak with an attorney and schedule for a consultation.